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| Conforming 30 Year Fixed Rate |
| Conforming 15 Year Fixed Rate |
| 5/1 ARM |
| FHA 30 Year Fixed |
| VA 30 Year Fixed |
| USDA |
| Fannie Mae High Balance and Jumbo Programs |
Rates last updated on Wednesday, February 08, 2012
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Conforming 30 Year Fixed Rate
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
|---|
| 3.625% | 3.769% | 1% |
| 3.896% | 3.958% | 0% |
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Conforming 15 Year Fixed Rate
Term: 15 years
Maximum Amount: $417,000
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| Rates | APR | Points |
|---|
| 2.875% | 3.127% | 1% |
| 3.25% | 3.359% | 0% |
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5/1 ARM
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
|---|
| 2.625% | 3.232% | 1% |
| 3.079% | 3.312% | 0% |
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3/1, 7/1 and 10/1 ARm's are also available, please call our office for pricing.
Maximum loan to value (LTV) is 90% |
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FHA 30 Year Fixed
Term: 30 years
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| Rates | APR | Points |
|---|
| 3.443% | 4.397% | 0.5% |
| 3.647% | 4.511% | 0% |
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Maximum loan to value (LTV) is 96.5%. Max Loan Amounts subject to county limit
APR calculations are based on a loan amount of $250,000 with loan fees of $1996 and 20 days of interim interest based on the interest rate, plus upfront and monthly mortgage insurance premiums.
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VA 30 Year Fixed
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3.75% | 3.787% | 0% |
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Maximum loan to value (LTV) is 100%. For First Time users of VA benefits the VA Funding Fee is 2.15%. For subsequent users the VA Funding is 3.3%. For Veterans receiving disability payments the Funding Fee is waived.
APR calculations are based on the purchase price of $250,000, with 0 down and a loan amount of $255,375, which includes the VA funding of 2.15% with 20 days of interm interest based on the interest rate. |
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USDA
Please call our office for current rates.
Term: 30 years
Maximum Amount: $417,000
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Fannie Mae High Balance and Jumbo Programs
These programs subject to County limits. Please call our office for current rates
Term: 30 years
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